The Expert Podcast

You think you're having a bad day How about this county and Southern Oregon, where they got hit by a ransomware attack. And they're basically out of business as a county Remember cyber attacks cyber security cyber insurance, or all things that were unknown even four or five years ago, and now are creating a huge. Need for information for consumers

This county in Southern Oregon called Curry county. basically they're starting from scratch because they're all the computers are wiped out. They're struggling to function according to the article. After it's unable to access any information including its online files and email, everything everything everything that relates to county operations is now gone Our computers have to be completely wiped clean and everything has to start over. You can't even plug your computer into a printer and print a document. Right.

So let's say according to this article someone's buying house and you have your interest rate locked in and you're about to close. "We can't record that right now." The county recorder that records deeds on properties out of business. Can't do a marriage license. Can't record the sale of your home. It's going to cost the residents millions of dollars. To fix this

now it's unknown If they have cyber insurance that covers any of this, however, They probably don't because one of the things that we have found with cyber insurance is that if you have a cyber insurance policy, That company is going to constantly monitor your network to make sure you're not attacked cyber insurance Isn't just like, let's say fire insurance that pays you If you have a fire. Cyber insurance is kind of like having a fire department on premise all the time. Right And if you buy S fire insurance There's not going to be a firetruck there with a hose pointing at your building 24 hours a day. But cyber insurance in many cases has a built in monitoring system that pings your device in all your computers multiple times a day, to see where your vulnerabilities are to protect you from these things happening…

County is collaborating with state police FBI investigation Well that's after the fact even if they find out who it is it's not going to fix anything. Ransomware attacks have increased primarily in the US. they also attack bigger counties I look as a private citizen. You're also not immune from this. Many times… Residents civilians are attacked with cyber. But hacks…to do ransomware and a computer because it's an easy way to get through because most people don't have the same level of protection on their personal computer Even that this county had in this county. Was successfully breached. So keep that in mind, as you're imagining all the information files data that you have on your computer or even that you store in the cloud, that's accessed by your computer.