Who Can Really Request a Duplicate Car Title? Know the Law Before You File
Download MP3In this episode, you’ll learn:
- ✅ Who is legally allowed to apply for a duplicate or lost motor vehicle title in all 50 states
- 🧾 Why only the current title owner listed in DMV records can make the request
- 📄 Example: Application for Duplicate Title in Utah – and how most states use similar forms
- 🚫 Why having a signed-over title isn’t enough if your name isn't in the official records
- 👥 What happens if there are two owners on the title – both must sign
- 💳 What if there's a lien holder on the title?
- Even if the loan is fully paid, the lien holder must still sign to release it
- The DMV must be notified before it’s officially removed
- ❗ If your name is not in the title records, you cannot request a duplicate
- 🔍 Other options may be available if you're not the listed owner – check the DMV site for alternatives
- 📝 A duplicate title is a legal privilege, not a workaround – it’s strictly for owners on file
