The Expert Podcast

• A legal document proving ownership of a vehicle.
• Issued by the state where the vehicle is registered.
• Cannot be bought from a company or downloaded from the internet.

• If a seller provides an invalid title (not signed, signed by someone else, or missing).
• If you lose the title before transferring ownership.

• Titles vary by state but contain similar security features like scrollwork and watermarks.
• Essential details include VIN, year, make, model, owner's name, and address.
• Simply possessing a title does not mean ownership—it must have your name on it.

• If your name is already on record, you can request a duplicate from the DMV.
• If you are not the legal owner, you may need alternative methods:
  • Bonded Title – Requires proof of ownership and a surety bond.
  • Court Order Title – A legal process where a judge declares ownership.

• Financing Liens: Stay on record until formally released by the lender.
• Mechanic’s Liens: Allow repair shops to claim ownership for unpaid services.
• Civil Liens: Can be used to place a claim on a vehicle.

• Vehicle owners must obtain a formal lien release from the lender.
• Mechanics and individuals can file liens under specific legal conditions.

• Visit our website for detailed guides on resolving title and lien issues.