The Expert Podcast

• Learn how the Federal Trade Commission (FTC) can assist consumers dealing with potentially fraudulent or excessive vehicle loans.
• Discover what a CID (Civil Investigative Demand) is — a legal tool similar to a subpoena, used to gather information from businesses suspected of harming consumers.
• Understand Section 20 of the FTC Act, which authorizes the FTC to investigate unfair or deceptive acts or practices.
• Find out how the FTC investigates:
  • Dealerships
  • Lenders
  • Related third parties like accountants or advertising agencies
• CIDs are legally enforceable — recipients are required to respond fully and cannot ignore them.
• The FTC typically issues a CID only when there is a reasonable expectation of consumer harm.
• If you were pressured into a loan with inflated costs or unfair interest rates, the FTC may initiate an investigation or help with a negotiation with the lienholder.
• Learn how government oversight supports private sector investigations and consumer protection.
• Book a live one-on-one consultation with licensed professionals — investigators, insurance brokers, real estate brokers, mortgage brokers, and title examiners — through actualhum.com.
• Host credentials include:
  • Certified Real Estate Title Examiner
  • Certified Civil Court Mediator
  • Entrepreneur behind over 15 businesses, several of which sold for millions