Think You’re Underwater on Your Car Loan? Think Again

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Episode Description: 
  • Discover why your car's negative equity might not be as bad as you think.
  • Learn how recent jumps in used car values—due to tariffs and production slowdowns—could work in your favor.
  • Own a well-maintained, late-model car? Your vehicle's value may have gone up significantly.
  • See examples of how a $10,000 negative equity gap can shrink to $4,000 or less.
  • Explore practical ways to reduce your car loan:
    • Cancel unused loan add-ons
    • Request lender contributions
    • Look into payment assistance or loan restructuring
  • Understand the tipping point: When it’s worth trading in or selling your car—even with remaining debt.
  • Find out how new market values can help you switch to a more fuel-efficient, reliable, or size-appropriate car.
  • Access expert help:
    • Live one-on-one consultations with licensed professionals: Private Investigator, Insurance Broker, Title Examiner, Civil Mediator, and General Contractor.
  • Visit actualhum.com to get personalized advice and options tailored to your situation.
Think You’re Underwater on Your Car Loan? Think Again
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