The Expert Podcast

• Even Walmart is feeling the pinch — their CEO reports consumers are financially stressed, leading to a $22 billion drop in value due to lower spending.
• If Walmart shoppers are cutting back, it signals a wider economic strain affecting all sectors.
• Used car values are dropping, putting high-interest, high-balance car loans at greater risk.
• Job losses and continued inflation could make it harder for many to afford car payments — with 20% of people already paying over $1,000 monthly.
• Car short sales are emerging as a popular solution for borrowers who owe more than their vehicle is worth.
• A car short sale can help you:
  • Avoid paying the full negative equity in cash
  • Sell your car for less than what’s owed
  • Escape overwhelming monthly payments
• Financial stress is widespread across all consumer categories, impacting both new and used car markets.
• Fewer buyers can afford used cars, further reducing your vehicle’s value.
• Getting a short sale approved could help you get out from under a burdensome loan and protect your budget.
• Live one-on-one consultations are available with licensed experts in:
  • Private investigation
  • Commercial insurance brokerage
  • Real estate title examination
  • Civil court mediation
  • General contracting
• Visit actualhum.com to schedule a personal consultation and explore solutions tailored to your financial situation.