The Expert Podcast

• Is it possible to get a title for a vehicle that has a junk or parts-only title?
• Explanation of documents like Florida’s Certificate of Destruction and Texas’s Non-reparable Title — why they cause trouble at the DMV.
• These titles differ from salvage titles which typically require inspections.
• Sometimes the vehicle may be in perfect condition, yet you can’t get a title. Why?
• When an insurance company deems a vehicle a liability risk, it can be branded “junk” or “parts only,” making it ineligible for road use.
• This branding is recorded nationally and affects all 50 states through the federal NMVTIS system.
• What can you do if you own such a vehicle or have invested heavily in it?
• One option is to attempt overriding this designation by filing a petition with your county court.
• The court has the authority to override the DMV’s decision, but it’s a formal legal process requiring specific documents:
  • Petition of ownership
  • Affidavit of facts
  • Declaration of interest
• Courts won’t help you prepare or file these documents—you must know exactly what to submit and what to ask for.
• This court order reversal is a last-ditch effort to get your vehicle back on the road.
• For personalized guidance, visit actualhum.com to schedule a live, one-on-one private video consultation with an expert on this subject.
• If this episode helped you, check out other videos and resources on our channel for more insights on vehicle titles and related issues.