How Mechanic Liens Work: Trustworthy or Risky?

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Episode Description:
  • Introduction:
    • Discussing why mechanic's liens are no longer a viable option for getting a car title.
    • In the past, it was a legitimate way for automotive shops to get paid for repairs, but this has changed over the years.
  • Interview with a Mechanic:
    • A mechanic shares his challenging experience with a car brought in for repairs that was never picked up.
    • The mechanic explains how trying to get a title through a mechanic's lien was a long and frustrating process.
  • History of Mechanic's Liens:
    • Automotive shops used to rely on mechanic's liens for titles, especially for cars left unclaimed.
    • In 2015-2016, many shops abused the process to help individuals get titles for cars they hadn’t worked on, leading to the tightening of regulations.
  • The Tightened Process:
    • States have cracked down on mechanic’s liens. Many now require a detailed audit process before accepting a lien.
    • Shops must prove they performed authorized work, notify the owner, and auction the car publicly.
    • The process is time-consuming, requiring certified letters and public ads for auction.
  • Why Mechanic's Liens Aren't Worth It:
    • Even for legitimate shops, the process is complicated and costly.
    • A court-ordered title is a faster, cheaper alternative with fewer hoops to jump through.
  • State Regulations:
    • States have started implementing stricter audits to prevent fraud, including checking the shop’s financial records.
    • Mechanic's liens are often rejected due to lack of proper documentation or fraudulent practices.
  • Case Example:
    • A mechanic shares an example where a repair shop tried to use a mechanic's lien for a car they worked on, but the process was rejected twice after being audited.
  • Cartitles.com Insights:
    • According to cartitles.com, the process for obtaining a mechanic's lien is complex and should only be used when absolutely necessary.
    • States often require the car to be auctioned, and any proceeds beyond the repair costs must be turned over to the state.
  • Alternatives to Mechanic's Liens:
    • If you’re not a licensed mechanic or trying to get a title for a car that wasn’t worked on, a mechanic’s lien won’t work.
    • Other methods are faster, cheaper, and more reliable.
  • Conclusion:
    • If you are considering a mechanic's lien, think twice. There are better options available that won’t take months to complete.
  • Call to Action:
    • Book a one-on-one live consultation with experts at actualhuman.com for more personalized advice on car titles, liens, and more.
Thank you for tuning in to this episode of Actual Human Advisory! 
 How Mechanic Liens Work: Trustworthy or Risky?
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