Hidden Gems: Florida Coast Homes You Can Still Get for Under $200K
Download MP3🎧 Podcast Episode Show Notes:
Looking for affordable homes near the beach in South Florida? In this episode, we highlight real homes priced under $200,000 that could be yours — many just minutes from the Atlantic Ocean!
🏠What You’ll Learn in This Episode:
- Why homes under $200K still exist in beach-adjacent Florida towns
- Overview of 5-6 homes located in areas like Fort Pierce, Cocoa, Titusville, Daytona Beach, Palm Bay, West Palm Beach, and Fort Lauderdale
- Most homes are within 10-15 minutes from the beach
- Many properties are in up-and-coming areas, especially near the Space Coast
- These houses are not beachfront, but still offer excellent value and location
- Typical home size: around 900–1,200 sq ft, some with 3 bedrooms
- Most were originally built as vacation homes or bungalows, so they’re cozy but functional
đź’ˇ Why Consider These Properties?
- Designed to show you homeownership is possible, even with a modest budget
- Mortgage payments around $1,000–$1,100 with low down payments using certain loan programs
- Better than renting: fixed mortgage vs rising rent costs
- Opportunity to build equity and eventually move up to a dream home
- Most homes are livable or move-in ready, not major fixer-uppers
- Cosmetic flaws (like clutter or paint) can be easily updated
đź“Ť Featured Florida Cities & Home Highlights:
- Fort Pierce, FL – 2 homes featured, both under $200K, 2-2 and 3-1 layouts
- Cocoa, FL – Larger home (1,200 sq ft), small-town feel, near aerospace jobs
- Titusville, FL – 3-1, just under 1,000 sq ft, around $145K
- Daytona Beach, FL – 3-2 with great curb appeal, remodeled bathroom, hardwood floors
- Palm Bay, FL – 2-1 for $199K, near jobs in aerospace and healthcare
- West Palm Beach, FL – Tiny 1-1 at 700 sq ft for $129K, near luxury real estate
- Fort Lauderdale, FL – 3-1 for $190K, centrally located between Miami and Palm Beach
đź’¬ Key Takeaways:
- These homes are examples of what’s available, not necessarily still on the market
- The goal is to prove possibilities, not sell a specific house
- Stop waiting for the "dream home" — start building equity now
- Even a small, non-perfect home can lead to financial freedom
- Use properties like these as starter homes or rental investments
