The Expert Podcast

• In this episode, we tackle one of the most common questions: Do you need a building permit? What kind of work requires one, and how do you get one? We’ll also go over an example of a building permit from a city in Oregon to help you understand the process.

• Most cities and counties try to simplify the process of getting a building permit.
• The permit application is typically a one-page form.
• Common sections include:
  • Type of Work: New construction, alterations, demolition, etc.
  • Construction Type: Single-family, accessory building (shed), commercial, or multi-family.
  • Job Site Information: Property address, cross-street, subdivision name, and tax parcel number to locate the property.
  • Description of Work: What is the work being done (e.g., replacing an air conditioner, adding a new roof, electrical work)?
  • Property Owner/Contractor Information: Who is applying for the permit—owner, contractor, or builder? Some work can be done by property owners without a license (e.g., small electrical or plumbing jobs) but can’t hire unlicensed help.
  • Financial Information: Job cost, square footage for calculating fees. The more complicated the job, the higher the permit fees.

• General guideline: If you are altering the structure of the house, like changing doors or windows, you likely need a permit.
• Simple work like replacing shingles or trim may not require one.
• For new construction, permits may be needed for structures larger than a certain size or height (e.g., sheds over 100-200 square feet).
• Permits ensure proper location and setbacks (e.g., not too close to boundaries, septic systems, or existing structures).
• Larger projects may need more engineering and detailed plans (e.g., larger sheds, garages).
• Be aware that different jurisdictions have different rules, and what’s required can vary within a single county or city.

• Cities use aerial views, advanced mapping, and AI to spot unpermitted work.
• Without a permit, you may face fines, fees, or even have to tear down the work.
• Skilled trades like electrical and plumbing almost always require a permit.
• Major changes or work that could affect safety or neighboring properties should always have a permit.
• Cosmetic changes (e.g., moldings, shelves) typically don’t need a permit, but it’s crucial to understand local regulations.
• Unpermitted work could void insurance policies if it leads to damage.

• Always check with your local jurisdiction before starting any significant work to ensure you’re following the right process. Proper permits protect both your property and your investment.