The Expert Podcast

• Housing prices are dominating the news nearly every day, and almost every U.S. resident has a stake in the housing market—whether you’re a homeowner, renter, or aspiring buyer.
• The big question: What happens next? The stakes have never been higher to understand the future of real estate in the U.S.
• If you’re a homeowner, you might be wondering whether to move, stay put, sell, or buy a new home.
• If you’re a renter thinking about buying, should you be worried about high prices? Should you fear paying too much or missing your chance to buy?
• Opinions on the housing market are everywhere. Many people support their own plans with expert opinions, but it’s crucial to look at the data behind those opinions.
• We examine a bold forecast from a Texas business journal citing a managing director from ETF Advisors, predicting housing prices will rise for 5 to 10 more years due to supply and demand.
• Houses aren’t like buying a shirt online—they’re a necessity. The demand is based on how many people need a home versus how many homes are available.
• Nationwide, there’s currently a shortage of 5.5 to 7 million houses to meet existing demand, despite an average of 1.5 million new homes being built annually.
• Even if construction stays at the highest pace in a decade, it could take 20 years to close this gap.
• Experts forecast limited housing inventory and high prices at least through 2024, with many predicting it may take years before supply meets demand.
• Buying a home can create long-term financial stability—building equity, improving net worth, boosting credit, and easing retirement plans.
• Renting isn’t necessarily cheaper; monthly rent payments might be similar to mortgage payments for a home of comparable value.
• The housing market’s supply chain issues, labor shortages, and slow permitting processes make rapid construction growth unlikely.
• Waiting for prices to drop could mean missing out—home values may double in 10 years at a 5-6% annual appreciation rate.
• This episode breaks down the data, probabilities, and challenges behind the housing shortage, helping you make informed decisions—not based on opinions or fear, but on facts.
• We emphasize the importance of questioning sources, understanding data behind predictions, and being cautious of self-interest in real estate advice.
• Whether you agree or disagree with these projections, understanding the data is key to navigating what may be one of the most important financial decisions of your life.