The Expert Podcast

• This isn’t the first time you’ve heard warnings about a recession—and it won’t be the last. But where is it really coming from?
• We break down what it actually means to be in a recession—how long it could last, and the deeper reasons behind it.
• Learn about two underreported news items that highlight the core financial crisis triggering the downturn.
• Sequoia Capital, a major hedge fund, is advising companies to conserve cash and cut spending—usually a sign of incoming layoffs.
• Big tech and major companies like Netflix and Carvana have already begun laying off thousands.
• It’s not just one industry—hedge funds with insight across multiple sectors are signaling trouble.
• Venture firms are warning their founders that this recession could be longer and more severe than the COVID-19 downturn.
• Unlike early 2020, when stimulus efforts softened the blow, this time high prices and slashed incomes will combine for a worse outcome.
• The Federal Reserve is holding $330 billion in unrealized losses and is scaling back on mortgage-backed securities.
• Their $9 trillion asset portfolio may not be worth its face value, putting strain on the economy at large.
• As the Fed raises short-term interest rates, their expenses rise while their income shrinks—possibly leading to operating losses.
• The entire economic “stool”—consumers, corporations, and government—is experiencing higher costs and lower income.
• If you’re a consumer or business owner, take cues from the smart money: conserve cash, reduce spending, and prepare.
• Income may shrink, expenses may rise, and job security could waver—so now is the time to plan ahead.
• This episode gives a high-level but accessible analysis of the signals and patterns that aren't usually discussed in mainstream news.
• What do you think—does this all make sense? Is there more to the story? Share your thoughts in the comments.